What to Look For in a Bar Insurance Provider

Nightclubs, bars and restaurants require specialized insurance. After all, the risks involved in running a bar are going to be far different from other businesses outside of the hospitality industry. This is why it’s important to find a hospitality insurance company that specializes in these types of establishments. Before you hit the market, this is what you need to look for.

Expertise in a Wide Range of Businesses

Your provider needs to have experience in high-risk businesses. Look for a company that has an extensive portfolio. This will increase the likelihood that the provider knows how to care for your company. Here are some businesses that they should cover:

  • Nightclubs
  • Comedy clubs
  • Live music venues
  • Family restaurants
  • Casual restaurants
  • Gentlemen’s clubs
  • Pubs
  • Jazz clubs
  • Sports bars
  • Lounges
  • Hibachi restaurants
  • Karaoke bars


If this is your industry, you want a provider who is competent in these areas. This is how you know you’re getting an expert.

Fair Reviews From Clients

Look for a company where the policyholders speak well of the provider. The reviews should be positive and the policyholders should be happy with their comprehensive insurance. Make sure to look through reviews and listen to what other people have to say about the company. That’s the best way to know if you’re making the right decision.

When it comes to nightclubs, bars and other businesses in the hospitality industry, specialized insurance is necessary. This is why it’s important to find a hospitality insurance company that knows how to deal with these specific venues.