Once your child turns 15, it is time to start thinking about him or her taking the wheel. Typically, car insurance in CT. for teenagers can be expensive, since new drivers are more likely to be in accidents or commit traffic violations. As a parent, you want to do what is right, but you don’t want to spend an arm and a leg. Luckily, there are a few things you can do to save on your teen’s insurance.
Finding the best rates means that you will have to do a little research. Comparison shopping allows you to evaluate quotes from several different providers before making a final decision. However, just because insurance is cheap doesn’t mean that you should skimp on coverage.
Utilize Teen Driver Discounts
In some cases, teens can qualified for reduced rates by completing teen driver programs. Often, these discounts require the following:
- Driver safety courses
- Good grades
- Low mileage
Make sure to ask about these deals before you sign up for a policy.
Choose the Right Car
Brand new, expensive cars can have high insurance premiums, especially if your teen is the driver. Instead of buying a brand new car, choose a vehicle that has a good safety record for added protection and for lower rates.
When you purchase car insurance in CT. for your teen driver, take the time to look for ways to lower overall costs.