What You Should Know About Active Shooter Insurance

As a superintendent or school official, you know that there are specific risks associated with educational facilities. For most of the year, your facilities are populated by many minors for much of the day. One exposure that has arisen in recent years is that associated with an active shooter incident. This specific risk is one…

The Ins and Outs of ERP Insurance

If you own a business and want to make sure you are correctly insured in case something goes wrong, you need to consider all your insurance options carefully. One of these options is ERP insurance coverage. What Is ERP Insurance Coverage? ERP stands for extended reporting period and essentially gives you extra time to report…

The Ins and Outs of Insurance for Nightclubs

The type of business you own and operate makes a world of difference when it comes to your insurance. Every industry presents certain risks to a business. If you own a nightclub, for example, your risks will be very different than a person who owns a restaurant that is only open during the day. Taking…

Two Insurance Coverage Needs for Liquor Establishments

Every business can be protected from financial loss arising from liability claims through a strong insurance policy. However, when you operate a bar or another liquor establishment, you will need to be more conscious of the sports bar liability issues that may come up. There are actually several types of liabilities that need to be…

Homeowners Policies and Snow Damage Protection: Are You Covered?

The winter weather can wreak havoc on your home. While you are helpless to stop a snowstorm, you do have to care for the aftermath. If your home is damaged after heavy snow, it’s time to check out your homeowner’s policy to find out what is covered and what isn’t. Does Homeowners Insurance Cover Snow…