The Importance of Liability Insurance for Coin Operated Laundromats

As the owner of a coin-operated laundromat, you provide a necessary service to your community. Laundromats do, however, require different protections than other businesses. You have to consider water backup, damage to your property or equipment malfunction. Without coin op laundromat liability coverage, your business could lose substantial income. Physical Injuries If someone is hurt…

What You Need To Know About Heavy Equipment Insurance

When your business relies on heavy equipment to provide services and create high-quality products, you need to protect those pieces every day. Though careful use and regular maintenance can help, you still need to invest in heavy equipment insurance to fully protect your investment. These policies are supplemental coverage options that round out your standard…

Businesses That Depend on Professional Liability Insurance

When you work in a job field that provides services to clients, there is always the risk that a client will file a claim for failure to complete those services. In fields such as mechanical engineering and architecture, it is important for professionals to have professional liability insurance that offers protection when such a claim…

Is Self-Insuring Right for Your Business?

Most people are familiar with deductible based insurance plans. Employers also have the option to choose self-insurance for their company.  Self-Insuring With a self-insured plan, business owners take on the responsibility of claims management and pay the associated expenses “out of pocket” up to a set amount, called the Self-Insured Retention, or SIR. The insurance…

Do You Need Business Insurance in New Jersey?

  If you are looking for business insurance, it might seem a bit overwhelming when trying to find an agency that will offer the best coverage. After all, there are a number of places to go and it can be hard trying to separate the best agency from all the others. In order to find…