Switching to a New Springfield Auto Insurance Company


You may choose to terminate your auto insurance policy for any number of reasons and it is your right to do so. Be aware, however, that by not giving your insurer sufficient notice, it could end up costing you money, or negatively affecting your credit history.


Standard practice for most Springfield auto insurance companies is to allow you to cancel your policy at any time during the policy term by sending written notice stating the date of cancellation. Since your car insurance policy does not necessarily terminate at the end of each policy term, sending a notice of cancellation can help to avoid having your insurance company automatically bill you in advance for the next term’s premium payment.


If you don’t pay it, they will likely cancel your policy and it will go on your credit report.

Another thing to keep in mind is that allowing your car insurance policy to be canceled may hurt your chances of obtaining auto coverage in the future, which certainly is not in your best interests.


Get re-insured as soon as possible


Now, regardless of why you have decided to switch companies (maybe you’re moving to another state, getting rid of your car altogether, or you’re just dissatisfied with your existing company’s service), the time to purchase a new policy is now. The last thing you want is to have an accident during an uninsured interim – the consequences can be quite costly.


If you are switching to another insurer and you plan on driving your car throughout the process, you want to make sure there is no lapse in your Springfield auto insurance coverage. Therefore, be sure to coordinate the effective starting date of your new policy with the termination date of your old policy. A gap in coverage could leave you financially responsible for any accidents or injuries you are found to be at fault for.