Veterinary Pet Insurance Pennsylvania
As professions go, that of a veterinarian is a most noble one, providing care and healing for animals while comforting their owners. They are valued, and often repeat customers that depend on the quality and care of services being provided. For some, a pet is akin to having a child, and everyone wants the very best for their children. They expect expert medical care, whether it’s a yearly check-up and some shots, or treatment for a disease or broken bone.
Vets need comprehensive veterinary pet insurance in Pennsylvania to protect their practice from virtually any contingency. There are many risks faced by these practitioners and they can’t afford to operate without the proper coverage in place. If an animal were to die while being provided care and the owner files a lawsuit, insurance would provide reimbursement for any legal defense or potential damages.
Claims of malpractice can be devastating
Malpractice is a word that no vet wants to hear, but it is often used by those mourning the premature loss of a pet (considered a “loved one” by many grieving pet owners) and an error on the part of a veterinarian, or an assistant to the doctor, will likely result in an accusation of malpractice or negligence. This is due to the fact that they feel that a professional, who is expected to have a certain level of competence because of special training and experience, shouldn’t make mistakes.
For example, if a veterinarian looks at a dog with mange and treats it for gastrointestinal disorder, that’s probably a good case for malpractice, because the vet should have made a proper diagnosis. Issues of a veterinarian’s professional competence and judgment are malpractice issues, as where acts of simple negligence (carelessness that is unreasonable under the circumstances), which would be the case for anyone and not just a vet, would be liable but would not constitute malpractice.
Some examples may help illustrate the point. Some actions that may constitute malpractice include stopping treatment for a cat still in need of veterinary attention, misdiagnosing a dog’s illness resulting in complications, or prescribing the wrong course of treatment or medication.
Here, on the other hand, are some instances that may be considered simple negligence; leaving a dog on a heating pad too long, letting a cat escape through a door carelessly left open, or failing to turn over an animal’s body to a burial facility.
Whether it is malpractice or negligence the consequences can be dire for a vet who doesn’t carry the proper veterinary pet insurance in Pennsylvania to protect against costly litigation.