When you have a classic car, it is not enough just going to a regular insurance company to get your coverage taken care of. When your vehicle is over 25 years old and reaches antique status, you both deserve to be protected in a way different than the everyday piece of metal that’s driving down the road. Here are a few things you should look for when checking into antique car insurance.
- Find someone who knows. Companies that insure classic cars understand that you probably are not driving it in the same manner as the average car owner. You are less likely to put high mileage on it annually, you are probably meticulous when it comes to maintenance, and there is a good chance your driving record reflects a bit more care when it comes to your beloved vintage auto. Specialty insurers will likely take these factors into consideration.
- Research the customer service. If something does happen, the last thing you want is to be put on the back burner. Check into the company’s policies and check for reviews on its customer service. Make sure you will have quality service if the need arises.
- Compare prices. While you don’t want to make cost the deciding factor, you should research enough specialty insurers to find competitive rates for your antique car insurance.
Make sure your antique ride is properly covered by a company that understands your particular needs, offers quality service, and won’t break your bank.