Laws Protect Workers from Medical Bills

Virginia workers’ compensation laws outline regulations set in place to protect employees from injuries and illnesses that occur at work. The state requires that any employer with three or more full-time or part-time employees must carry workers’ compensation insurance. Not only does this protect the workers, but it also protects the employer from getting sued in the event of an accident.

Injuries and Illnesses Covered

This type of insurance covers medical bills associated with an accident that occurs in the workplace or while doing something for the employer, such as driving to the bank to deposit money. The Virginia workers’ compensation laws state the injury is only covered when it was caused by a specific work-related activity. Repetitive trauma or injuries that were incurred gradually are not covered under the laws.

Illnesses that are related specifically to the type of job may also be covered. Specific examples include asbestos-related illnesses, baker’s asthma, and mesothelioma. Businesses that carry these risks must take precautions and follow federal regulations to keep their employees safe. If not, they may be responsible for related medical expenses.

Filing a Claim

Employees who are injured on the job must notify the employer as soon as possible, and within 30 days after the accident occurs. A claim must also be made to the Virginia Workers’ Compensation Commission within two years.