Insurance in the Constitution State


Connecticuters, like most US citizens, must consider the future possibility of unforeseen injuries and accidents, whether for personal well-being or for smart business planning. There are many different kinds of insurance in CT to ponder, each one with its own web of intricacies to untangle. Here is some helpful information to get you started.

Auto Insurance

Owning a car in the Constitution State entails a number of concerns that need to be addressed. For one, it’s important to know that in this state you are required to own liability insurance with the following minimum limits:

  • $20,000 for bodily injury (per person)
  • $40,000 for bodily injury (total per accident)
  • $10,000 for property damage (per accident)

It may be the case that the minimum insurance in CT isn’t enough to make you feel secure, so you might want to research the many kinds of coverage available to you.

Homeowners Insurance

Just as owning a car requires a certain amount of forethought, so too owning a home demands a certain amount of preparation for an uncertain future. You can start by investigating one of the more basic types of home insurance known as personal liability. This will cover injury and property damage for which you are expected to pay. Most policies offer $100,000 in coverage, but you may want more depending on your circumstance.

You don’t have to untangle the ensuing web of questions by yourself. Call your local insurance company and ask an expert to walk you through the process of buying insurance in CT.