Does Your Homeowner Insurance Cover Dog Bites?


You likely view your dog as an integral loving part of your family. However, even the friendliest dogs can end up in situations when they feel threatened or cornered, and these instances can frequently lead to unintended injuries to your guests or neighbors. This is why every dog owner needs to make sure that they have dog bite insurance.

Review Your Homeowner Insurance Policy

While many insurance providers cover canine liability in their policies, this is not always the case. First, you want to make sure that you have specifically included this coverage in your original policy. Secondly, many companies have extensive restrictions on the pets that they cover, and some only provide coverage for certain breeds.

Finding Additional Coverage

If you find that your policy does not include adequate dog bite insurance, there are some easy steps you can take. First, look into additions that can be made to your existing policy. If this is not an option, there are many new companies that focus on canine coverage that meets both your needs and guidelines. You will want to make sure that harm to your dog or other parties is included.

Your dog will always be an important part of your family, but things can happen that might leave you liable. Make sure that you have the dog bite insurance coverage you need to protect your assets.