Owning a vehicle that is over 25 years old can be a fun and exciting project if you plan on restoring it to driving condition. In order to protect your hours of work and large sums of investments, antique classic car insurance can give you the coverage that you need, depending on your car. Collector cars are not always insured like a regular auto that it out on the road every day, but instead can be covered with specific policies for an owner’s needs.
Types of Coverage Available
Most antique classic car insurance does not come in huge umbrella policies, but instead can offer different levels of coverage, including the following:
- Agreed value coverage
- Restoration coverage
- In-house claims
- No deductible
- Flexible usage
Most insurance brokers offer buffet-style options for coverage that owners can pick and choose from, getting only the coverage that they need in order to avoid paying for unnecessary protections.
Types of Cars to Insure
Antique classic car insurance can be purchased for a wide variety of vehicles, including the following:
- Muscle cars
- Street Rods
As long as your vehicle is not a home-built kit or a replica of a classic, you can qualify for insurance coverage, whether your car remains in the garage at all times or you take it out for a spin every once in a while.