Homeowners insurance specialists report that about 85% of homeowners in America hold policies, which cost, on average, $1,500 per year. Policies generally cover damage to the home’s structure or any personal property and liability coverage in the event that another party is injured or experiences property damage. Homeowners Insurance Specialists Can Break Down Coverages A …
The limo business is competitive and if you want to succeed, you’ll need to be consistently growing. Growing your limo business involves making important decisions on where you want your time and resources directed but it’s worth it, as it can drive clients your way. Establish an Online Presence Today, your business will need a …
Helping out your community is a good way to give back to others while gaining experience and growing skills of your own. There are many ways to do this, but sometimes people are just not sure who is in need of volunteers. There is also the issue of volunteer liability that you should ask about …
Organizations with Registered Behavioral Technicians providing therapy services face distinctive types of risks during their practices. Managing those risks effectively is critical to ensuring continued success and growth. This short guide explains some insurance basics, including RBT liability insurance and how it fits into your risk management strategy. An Overview of RBT Insurance RBT professionals …
For some business owners, buying the right workers comp insurance can be a challenge. If you don’t know what you’re looking for, how can you get the right coverage? There are a few key things to know in order to help you get the policy that your business needs. Understanding Your Options The first thing …
Running a valet company comes with certain risks. Your customers trust their property in your employees’ hands. What happens when damage occurs? This is where valet liability comes into play. Learn a little bit more about where your business could be held liable in certain circumstances. Employee Damage What if one of your employees backs …
If you originally purchased a life insurance policy to protect your income for your family should the worst happen during your working years, retirement may seem like the right time to let your policy lapse. Even better, it may seem like the time to trade it in for cash value. But there may be reasons …
Insurance for mental health diagnoses can be tricky, especially when it comes to employment insurance. Healthcare coverage has improved greatly over the years, but proving a mental health claim for any disability or workers’ compensation filing is quite difficult. In fact, the state you live in determines whether you can make mental health claims under …
Read more “Can You File Mental Health Claims Under Workers’ Compensation?”
Both public and privately operated libraries face a complex set of risks that carry potentially high losses and liability. They need to seek out insurance coverage that adequately meets their risk exposure. General Liability A claim against a library for bodily injury or property damage could arise from any number of situations. A general liability …
The success of your business can rely on the success of your employees. If they aren’t happy, productivity could drop. One way to encourage higher workplace morale is to provide high-quality employee benefit plans. Read a little below about how good employee benefits can help strengthen your workplace. Promotes Retention Your employees know that they …