When it comes to Connecticut auto insurance policies, there are some forms of coverage that come standard: liability coverage, medical payments coverage and collision coverage. With these three things, you have the basics covered, but you are still left with a lot of exposure. Here are four kinds of coverage that you might not have thought to include in your policy, but could save you loads if an accident does happen:
Uninsured/Underinsured Motorist Coverage
It’s great that you are a responsible person and made sure that you are fully insured. Unfortunately, the world is full of irresponsible people, and they all seem to have driver’s licenses. This coverage will take care of you if you get into an accident caused by a motorist who is uninsured or doesn’t have adequate insurance to cover the damages.
Like the name suggests, this covers you for personal injury no matter who’s to blame. This can be extremely handy in situations where blame is difficult to determine.
Traffic accidents aren’t the only danger to your car. This coverage reimburses you for things like fire, theft, etc.
Adding extras like rental car insurance, full glass coverage and towing to your insurance ensures you’re completely taken care of.
These often overlooked forms of coverage can mean big savings in the event of an accident. Speak to a Connecticut auto insurance company about your options.