Insurance Coverage on Construction Sites

No matter how hard you try, as a general contractor or construction site owner, you know keeping everything under control is nearly impossible. From falling items to electrocution to employee sloppiness, there can be consistent site risks. Wrap up insurance coverage is a type of location blanket policy for projects in excess of $10 million…

Properly Protecting Your Marine Repair Business

If you’re in the marine repair business, you don’t need to be told that what you and your team do is truly in a class by itself. Your clients are counting on you to make their damaged or compromised seagoing vessels good as new (if not better), and that comes alongside its share of unique…

How To Reduce Workers Comp Claims

Worker’s compensation insurance is designed to protect workers who are injured on the job. The best protection, however, is prevention. Implementing a workers comp safety training program at your workplace can reduce the number of injuries that occur and thus reduce the number of claims you have to file. Here are three features of successful…

Recommended Insurance for Assisted Living Facilities

Owning and operating an assisted living facility entails a tremendous amount of responsibility. You are responsible for ensuring the health and safety of people who have special needs 24 hours a day, 7 days a week. There is also a substantial amount of liability associated with this profession so it’s important that you obtain comprehensive…

Insurance Thoughts for Maritime Businesses

Operating a maritime business can bring along a number of specific obstacles. When you are selecting the right insurance coverage for your company, you may need to take extra steps to guarantee you are getting the right policy. For example, many businesses need to stay compliant with the Longshore and Harbor Workers’ Compensation Act. Also…

Insuring Against Employee Accidents

Insuring Against Employee Accidents State and federal regulations have a lot to do with the employee benefits packages offered by major businesses, but for the small business owner or those who are self-employed, the requirements and how to meet that can be a little fuzzier. When it comes to self-insured workers comp, this plan has…

What To Do In Case of Valet Damage

If you’ve recently purchased the souped-up speed machine on four wheels that you’ve always dreamed of, discovering that a valet service has damaged her somehow can be equal parts frustrating and disappointing. What should you do if the valet brings back your car and it’s damaged? Stay Calm and Stay Professional Anytime you hand the…

Ways Home Health Providers Can Help Prevent Patient Falls

Home healthcare workers work hard to follow the Hippocratic oath and do no harm. However, without the right precautions, workers can inadvertently cause patient’s additional harm through simple mistakes. Fall prevention is part of the national patient safety goals. Medication Side Effects As referenced on www.manchesterspecialty.com, the side effects of medication can cause additional risks…

Protect Your Construction Business With Proper Insurance

Working in the construction industry can put some unique demands on you and your company. The business you conduct often involves particular risks that will not be covered by the standard insurance policy. This means you need to look into plans that are structured for your specific needs. Development industry insurance offers your business comprehensive…

Three Ways to Reduce Shelf Collapse in a Warehouse

Collapsing shelves cause damage to the items on the shelves and those hit by them on the way down. The shelves can also injury nearby employees and cost the company unnecessary financial loss. These tips can help your warehouse in preventing shelve collapse. Weight Capacity To avoid overloading a shelf, you need to know what…