The Cost of a Data Breach Versus the Cost of Insurance

The extent to which cyber crimes are damaging organizations far and wide is still unfolding. The medical industry remains a prime target because they don’t often have the proper security in place to address such issues, and criminals place a high value on the information stored on their servers.   In many of these organizations…

Cyber Insurance 101

No business is safe from cyber-attacks. A data breach or network security failure exposes personal records of your employees and customers. Any company that is consumer facing and highly reliant on technology are vulnerable to attack. History Cyber liability coverage has existed for more than 20 years. In the past, companies purchased omissions and errors…

Condominium Association Insurance in Florida

Condominium associations can find protection from risks through insurance programs for Florida condos. General liability insures pays for the cost of injuries or property damage which occur on the property. Property insurance usually covers the building and anything permanently attached to the building. It may also cover outbuildings and structures. This is a separate coverage…

Basics of General Liability Coverage in New Mexico

You may have extensive safety guidelines and procedures in place, and you may have trained your employees to operate with the utmost care and precision, but even so, accidents happen. When they do, you want to be covered with a sound New Mexico Business Liability Policy. What Could Go Wrong? Many business owners assume that…

Doctors Must Properly Document Services

To avoid the risk of a malpractice suit, doctors should help themselves with proper documentation of their services as a form of risk management. This can greatly help physicians, and the facilities where they work, in their efforts to improve the quality of patient care while reducing any liability exposures they could wind up facing….

Do I Need Workers Compensation Insurance?

Workers compensation is insurance that provides employees with medical care and wage replacement, should an employee be injured on the job. In exchange for these benefits, the employee must agree not to file a law suit against the employer. Although every state has different regulations regarding the amount of workers compensation insurance a business must…

Protection for Nurses Liability

While it may be true that an employer often carries sufficient insurance for nurses on their staff, it would be wise to advise nurses to ask just how much it will provide and what it applies to. If negligence is involved, the employer could sue a nurse for any monies paid in his or her…

Liability Protection Yields Continued Growth

Heavy industry is fraught with risk. Things that can slow down your business include market fluctuations, equipment failure, employee injuries and changing regulations. Not all of those factors are under your control, but you can mitigate the damages from others by sourcing quality oil and gas insurance in New Mexico. Whether you’re providing roustabout services,…

Why You Need Insurance for Man’s Best Friend

Dogs are wonderful; there is no doubt about that. And while many dogs lack an aggressive temperament, they are animals regardless and they can have their moments. This fact is illustrated by statistics from Center for Disease Control and Prevention, which estimates that more than 4.7 million people in the United States are bitten by…