Manufacturer Liability Insurance and Other Common Coverage

Manufacturer Liability Insurance and Other Common Coverage

As a manufacturer, you run across some unique risks in the workplace. Instead of guessing what type of coverage you need, it could be your best bet to speak with an insurance agent. Manufacturer liability insurance is an obvious type of coverage. If a life-threatening accident takes place on your property, or if serious damage is done, your business can be protected. This coverage generally protects you against customers, employees and anyone who might be on your property. Two other common types of coverage are business property and workers compensation….

Do You Know About Home Insurance Discounts?

Do You Know About Home Insurance Discounts?

You may have looked carefully at your home insurance policy and feel satisfied with the premiums you are paying. You can save even more on insurance by taking advantage of discounts that you may not have noticed in a quick read-through of your policy. You may be able to save on home insurance in CT with discounts for the following: Multi-policy holders Protective devices Non-Claims Renovations What You Can Do to Qualify for Insurance Discounts As a homeowner, you will need several policies for complete coverage. Regular home insurance policies…

What do You Need in a Crime Insurance Policy?

What do You Need in a Crime Insurance Policy?

If you’re a new business owner, issues like insurance can oftentimes be more than a little challenging until you get a grip on what the options mean and how they impact your business. This is doubly true for investing in a crime insurance policy. While this protection is obviously important, knowing what you need and don’t need can be tricky, especially when you’re working with the limited cash flow that so often accompanies sprouting businesses. Therefore, knowing a bit about what to look for before beginning the process can be…

Risk Management Reduces Nursing Home Insurance Rates

Risk Management Reduces Nursing Home Insurance Rates

According to the Centers for Disease Control, over 4 million elderlies are admitted into permanent care facilities annually. This number is projected to rise, as improved health care sustains longer life for retiring Baby Boomers. Insurance agents are finding an increase in policy demand from care facilities, and although optimal coverage should be the primary concern, directors are also looking for ways to reduce their nursing home insurance rates. Insurance Needs and Nursing Care Risk in nursing homes can be greater than in other businesses. Naturally, the facilities need to…

Protecting Against the Unpredictable

Protecting Against the Unpredictable

There are a lot of things that you can do to reduce the amount of risk in your life. However, the one thing you can never predict or prevent is the weather. That’s why you need the proper protection in place before anything bad happens. With all of the hurricanes and other severe wind conditions that occur locally, being protected means having wind insurance in Florida. It can be easy to assume that the policies you need are automatically included in the package you purchase, but this is not always…

EO Insurance Covers a Wide Variety of Industries

EO Insurance Covers a Wide Variety of Industries

NJ errors & omissions insurance is a service which you use alongside your existing insurance and provides businesses with defenses against a wide variety of threats that traditional commercial insurance like umbrella coverage and personal liability insurance overlook. However, this arrangement is certainly more effective in some industries than other. In fact, there are many providers which only offer these services to these specific industries. Some of these include businesses that deal with:   Real estate dealings Accounting companies Architects Engineers Attorneys Designers Building contractors These industries all have a…

Insurance Programs for Marinas and Yacht Clubs

Insurance Programs for Marinas and Yacht Clubs

The area of marine recreation is a specialized one, which means it requires its own specialized type of insurance. Any and all businesses that deal in this area need to make sure that they have the right kind of recreational marine insurance programs in place. Major candidates for insurance like this are marinas and yacht clubs. A good, reliable insurance company should be able to provide a totally comprehensive package that coordinates all of the different services you require. Many businesses can seamlessly integrate both marine and non marine coverage….

How Insurance Marketing Agencies Can Revolutionize Your Business

How Insurance Marketing Agencies Can Revolutionize Your Business

Your company may be focused on developing insurance packages that benefit your clients. The insurance industry has become increasingly complex, and the many players involved can create intense competition. You should always keep in mind that other companies are spending a lot of time and money to figure out how to take your customers. It is important that you solidify your customer base you have and prove to potential customers that you have a better insurance plan. Insurance marketing agencies can help you win the battle with the competition. What…

How to Bring Foreign Clothes Into the USA

How to Bring Foreign Clothes Into the USA

Ready to bring unique clothing items into the U.S. market? Foreign fashion can really catch the eye of the American shopper, but remember that to be financially successful, you’ll also want to consider carefully how to minimize risks and maximize profits. Starting with insurance requirements, the cost of your import bond depends on the number of transactions you engage in. If you plan to bring in additional overseas shipments over the next few months, a continuous import bond may be the most cost-effective option. Transaction terms can vary greatly, so…

What You Need to Know About Warehouse Insurance

What You Need to Know About Warehouse Insurance

Running a warehouse involves more than just storing merchandise for clients, but requires a significant amount of responsibility. Businesses rely on the proper storage and delivery of merchandise to customers, and if something goes wrong, they can blame the owner of the warehouse. It is vital that you have warehouse insurance protects your business from financial loss and incidents that can affect your professional reputation. Trust and Peace of Mind It isn’t just space that a warehouse provides, but also trust. Businesses need a place to put extra merchandise and…